What It Is
The primary goal of the California Low Cost Automobile Insurance Program is to provide an affordable auto insurance option to low-income good drivers. California Law requires that all drivers be insured. The California Low Cost Automobile Insurance Program provides affordable liability-only auto insurance that meets the state's financial responsibility laws.

Are You Eligible?
To be eligible for the CLCA program you must meet the following:

• Be able to meet low-income requirements
1 person = $27,075
2 people = $36,425
3 people = $45,775
4 people = $55,125
5 people = $64,475
6 people = $73,825
7 people = $83,175
8 people = $92,525

• Meet the good driver standard (no more than one at-fault property damage-only accident or no more than one point for moving violation in the past three years)

• Be at least 19 years old

• Have been continuously licensed to drive for the past three years

• Have a vehicle valued at less than $20,000

How to Apply
1-866-602-8861
Website: www.insurance.ca.gov/0100-consumers/0060-information-guides/0010-automobile/lca/index.cfm